TRICARE Retired Reserve (TRR) is a premium-based, health plan available worldwide for purchase by qualified Retired Reserve members and their eligible family members. TRR delivers the TRICARE Select benefit to all covered individuals. This population of Guard and Reserve retirees is commonly referred to as "Gray-Area Retirees." Due to tax law changes, effective January 1, 2019, you will no longer be required to have minimum essential coverage under the Affordable Care Act. Each January you will still get an IRS Form 1095 from your pay center listing the coverage you had during the previous tax year.
DFAS will provide IRS Form 1095-C to all U.S. military members, and IRS Form 1095-B to all retirees, annuitants, former spouses and all other individuals having TRICARE coverage during all or any portion of tax year 2025. An IRS Form 1095 documents you (and your family members, if applicable) have the minimum essential coverage. These forms will document the information that DFAS will provide to the IRS on yourself and your authorized family members. According to the IRS, these forms are not required to prepare or file income tax returns but will be available via myPay no later than 31 January 2026.
- Regular Army: Active Duty
- Regular Army: Retired
- Army National Guard: Active Duty Under Title 10 USC or Title 32 USC (Full-Time National Guard Duty)
- Army National Guard: State Active Duty
- Army National Guard: Drilling
- Army National Guard: Retired
- Army Reserve: Active Duty
- Army Reserve: Drilling
- Army Reserve: Retired
Benefit News
04/20/2026
Q&A: How TRICARE covers durable medical equipment
FALLS CHURCH, VA, April 20, 2026 - You may know someone who uses a wheelchair or walker to get around, or a glucose monitor for their diabetes. These items are just a few of many useful items that TRICARE covers as durable medical equipment.
04/20/2026
Army updates retention program for 2026, rewarding performance and commitment
WASHINGTON, April 20, 2026 - The U.S. Army is implementing significant updates to its retention program in fiscal year 2026, reinforcing a performance-based approach that directly benefits Soldiers who maintain high standards, develop critical skills and commit to long-term service.