TRICARE Retired Reserve (TRR) is a premium-based, health plan available worldwide for purchase by qualified Retired Reserve members and their eligible family members. TRR delivers the TRICARE Select benefit to all covered individuals. This population of Guard and Reserve retirees is commonly referred to as "Gray-Area Retirees." Due to tax law changes, effective January 1, 2019, you will no longer be required to have minimum essential coverage under the Affordable Care Act. Each January you will still get an IRS Form 1095 from your pay center listing the coverage you had during the previous tax year.
DFAS will provide IRS Form 1095-C to all U.S. military members, and IRS Form 1095-B to all retirees, annuitants, former spouses and all other individuals having TRICARE coverage during all or any portion of tax year 2024. An IRS Form 1095 documents you (and your family members, if applicable) have the minimum essential coverage. These forms will document the information that DFAS will provide to the IRS on yourself and your authorized family members. According to the IRS, these forms are not required to prepare or file income tax returns but will be available via myPay no later than 31 January 2025.
- Regular Army: Active Duty
- Regular Army: Retired
- Army National Guard: Active Duty Under Title 10 USC or Title 32 USC (Full-Time National Guard Duty)
- Army National Guard: State Active Duty
- Army National Guard: Drilling
- Army National Guard: Retired
- Army Reserve: Active Duty
- Army Reserve: Drilling
- Army Reserve: Retired
Benefit News
11/13/2025
Preview your 2026 TRICARE pharmacy costs
FALLS CHURCH, VA, November 13, 2025 - Do you get prescription drugs through the TRICARE Pharmacy Program? You may have new copayments starting Jan. 1, 2026.
11/10/2025
TRICARE Open Season starts today, Nov. 10: Learn if you should take action
FALLS CHURCH, VA, November 10, 2025 - TRICARE Open Season begins today, Nov. 10! Starting today, you have the opportunity to make changes to your TRICARE plan. This year’s open season lasts through Tuesday, Dec. 9. This is your annual chance to sign up for a health plan or change your coverage. Any changes you make will go into effect on Jan. 1, 2026.