TRICARE Retired Reserve (TRR) is a premium-based, health plan available worldwide for purchase by qualified Retired Reserve members and their eligible family members. TRR delivers the TRICARE Select benefit to all covered individuals. This population of Guard and Reserve retirees is commonly referred to as "Gray-Area Retirees." Due to tax law changes, effective January 1, 2019, you will no longer be required to have minimum essential coverage under the Affordable Care Act. Each January you will still get an IRS Form 1095 from your pay center listing the coverage you had during the previous tax year.

DFAS will provide IRS Form 1095-C to all U.S. military members, and IRS Form 1095-B to all retirees, annuitants, former spouses and all other individuals having TRICARE coverage during all or any portion of tax year 2023. An IRS Form 1095 documents you (and your family members, if applicable) have the minimum essential coverage. These forms will document the information that DFAS will provide to the IRS on yourself and your authorized family members. According to the IRS, these forms are not required to prepare or file income tax returns but will be available via myPay no later than 31 January 2024.

Army National Guard Service members on federal active duty and their family members are ineligible for TRICARE Retired Reserve. Federal active duty service members and their family members may be eligible for TRICARE Prime or TRICARE Select.

For more information, visit the TRICARE Retired Reserve web site:
https://tricare.mil/trr

TRICARE Retired Reserve Enrollment page
https://tricare.mil/Plans/Enroll/TRR.aspx

TRICARE Retired Reserve Cost Shares
https://tricare.mil/Costs/HealthPlanCosts/TRR

TRICARE for Life: 
https://tricare.mil/tfl

TRICARE Application:
https://milconnect.dmdc.osd.mil/milconnect/