Compare retired pay estimates under the Blended Retirement System (BRS) to those using the legacy High-3 system. If eligible to opt-in, use this comparison to make an informed decision on opting into the BRS or staying in the legacy High-3 system.

The opt-in period for Blended Retirement System (BRS) ended effective December 31, 2018, for most military members.

There are some exceptions for the following members:

Break in service - If you have a break in service, rejoined after the 2018 calendar year opt-in window and still meet the less than 12 years of service criteria or have fewer than 4,320 retirement points, you will have 30 days to choose the BRS or remain in the legacy retirement system.

Individual Ready or Standby Reserve - If you are a BRS-eligible member of the Individual Ready Reserve (IRR) or the Standby Reserve who entered paid status for the first time after 2018, you may receive a one-time BRS opt-in extension. Once in paid status, you have 30 days to opt into the BRS.

For more information see the BRS fact sheet or consult your personnel or finance office for more information.