TRICARE Retired Reserve (TRR)

Army Reserve: Active Duty

Benefit Fact Sheet


TRICARE Retired Reserve (TRR) is a premium-based, health plan available worldwide for purchase by qualified Retired Reserve members and their eligible Family members. TRR delivers the TRICARE Standard/Extra benefit to all covered individuals. This population of Guard and Reserve retirees is commonly referred to as "Gray-Area Retirees." If purchased, TRICARE Retired Reserve is minimum essential coverage under the Affordable Care Act.

DFAS will provide IRS Form 1095-C to all U.S. military members, and IRS Form 1095-B to all Retirees, Annuitants, former Spouses and all other individuals having TRICARE coverage during all or any portion of tax year 2019. An IRS Form 1095 documents you (and your Family members, if applicable) have the minimum essential coverage. These forms will document the information that DFAS will provide to the IRS on yourself and your authorized Family members. The forms will be required to be reported with your 2019 federal tax return. DFAS will provide you with IRS Form 1095 series forms no later than 31 January 2020. 


Army Reserve Service members on active duty and their Family members are ineligible for TRICARE Retired Reserve. Reserve Service members on active duty and their Family members may be eligible for TRICARE Prime or TRICARE Select.

Additional Information

For more information, visit the TRICARE Retired Reserve web site:

TRICARE Retired Reserve Enrollment page

TRICARE Retired Reserve Cost Shares

TRICARE for Life:

TRICARE Application:

Document Review Date: 12 August 2019