TRICARE Retired Reserve (TRR) is a premium-based, health plan available worldwide for purchase by qualified Retired Reserve members and their eligible family members. TRR delivers the TRICARE Select benefit to all covered individuals. This population of Guard and Reserve retirees is commonly referred to as "Gray-Area Retirees." Due to tax law changes, effective January 1, 2019, you will no longer be required to have minimum essential coverage under the Affordable Care Act. Each January you will still get an IRS Form 1095 from your pay center listing the coverage you had during the previous tax year.
DFAS will provide IRS Form 1095-C to all U.S. military members, and IRS Form 1095-B to all retirees, annuitants, former spouses and all other individuals having TRICARE coverage during all or any portion of tax year 2025. An IRS Form 1095 documents you (and your family members, if applicable) have the minimum essential coverage. These forms will document the information that DFAS will provide to the IRS on yourself and your authorized family members. According to the IRS, these forms are not required to prepare or file income tax returns but will be available via myPay no later than 31 January 2026.
- Regular Army: Active Duty
- Regular Army: Retired
- Army National Guard: Active Duty Under Title 10 USC or Title 32 USC (Full-Time National Guard Duty)
- Army National Guard: State Active Duty
- Army National Guard: Drilling
- Army National Guard: Retired
- Army Reserve: Active Duty
- Army Reserve: Drilling
- Army Reserve: Retired
Benefit News
02/12/2026
Learn how TRICARE covers breast cancer screenings
FALLS CHURCH, VA, February 12, 2026 - Screening for breast cancer is important. That’s because it’s the second most common cancer in women in the U.S., according to the Centers for Disease Control and Prevention. It’s also the second leading cause of cancer death in women.
02/11/2026
New virtual urgent care option for TRICARE Prime beneficiaries in the US
FALLS CHURCH, VA, February 11, 2026 - Are you enrolled in a TRICARE Prime plan? If you see a primary care manager at a military hospital or clinic, you may now have a new way to get urgent care. The Defense Health Agency has expanded its virtual urgent care options in the U.S. This allows TRICARE Prime enrollees ages 12 and older to schedule virtual urgent care through the Military Health System Nurse Advice Line.