The HEART Act

The Heroes Earnings Assistance and Relief Tax Act of 2008 (The HEART Act) provides tax and pension benefits to service members who are disabled while on active duty for more than 30 days and to their survivors if they die on active duty.

The HEART Act requires employers and sponsors of qualified defined benefit and defined contribution plans, such as 403(b) arrangements, and section 457(b) education plans to treat service members as being reemployed by the sponsor company for purposes of entitlement. The purpose of this is to provide service members and their survivors for benefits they may not otherwise have been entitled for.

The benefits of the HEART Act depend on the specific benefits of the employer's plan documents and may include:

Accelerated vesting in retirement plans
Additional life insurance benefits
Survivor benefits, such as investment of Death Gratuity and Servicemembers Group Life Insurance (SGLI) payments into Roth IRAs and Coverdell education savings accounts without ordinary limitations

Benefits Facts

TSGLI

Servicemembers’ Group Life Insurance Traumatic Injury Protection (TSGLI) provides a one-time, lump-sum, tax-free payment to Wounded Warriors who qualify.

Benefits Facts

G.I. Bill

The Montgomery GI Bill (MGIB) provides up to 36 months of education benefits to eligible Service members and Veterans for programs such as: college, business, technical, or vocational school; apprenticeship / on-the-job training; correspondence courses; remedial, deficiency, and refresher training (in some cases); and flight training. You usually have 10 years to use your MGIB benefits, but the time limit can be fewer or more years depending on the situation.

Benefits Facts

DTAP

The Department of Defense Transition Assistance Program (DoD-TAP) provides information, access to important documents, and training to ensure Service members separating from Active Duty are prepared for their next step in life - whether pursuing additional education, finding a job in the public or private sector, or starting their own business. This redesigned TAP is the result of an interagency collaboration to offer separating Service members and their Spouses better, more easily accessible resources and information to make their transitions more successful.

Benefits Facts

Dual TRICARE and VA

When leaving active duty, Service members may be entitled to or eligible for benefits offered by TRICARE and Department of Veterans Affairs (VA), depending on whether the Service member retires or separates.

Benefits Facts

CRDP

Concurrent Retirement and Disability Pay is the gradual restoration of the retired pay currently being offset by VA disability pay.

Benefits Facts

ACS

Army Community Service helps Soldiers and Families by providing vital services and information during war and peace.

Benefits Facts

CYS

The Army Child and Youth Services (CYS) provides affordable childcare programs for Army Families. Costs are typically based on Family income. Programs range from daycare facilities to sports and fitness programs.

Benefits Facts

Deployment Support

Mobilization, Deployment and Stability Support Operations' mission is to provide training, information and assistance to Soldiers, Civilians and their Families to maintain individual readiness throughout the entire deployment cycle. Deployment and Mobilization provides guidance, resources and training for all; Soldiers, Civilians and their Families; to include parents, Soldier and Family Readiness Group (SFRG) members, Rear Detachment cadre and ACS/Reserve staff throughout the Army Deployment and Mobilization cycle. Whether supporting deploying units by providing pre-deployment information and material to Soldiers, Civilians and their Families; to providing reintegration and RESET training as they reconstitute their Family unit, the Mobilization and Deployment Team is there to provide support.

Benefits Facts

TSP

Benefits Facts

SCRA

The Servicemember’s Civil Relief Act provides Soldiers important rights that cover issues such as rental agreements, eviction, credit card and mortgage interest rates, and more.

Benefit News

Stay up to date

02/19/2025

New Benefit! Health Care Flexible Spending Accounts Now Available for Service Members

FALLS CHURCH, VA, February 19, 2025 - Did you know that you can now save money with a Health Care Flexible Spending Account? An HCFSA is a new benefit for service members. It’s a financial tool that allows you to set aside pre-tax earnings to pay for eligible medical, dental, and vision health expenses.

02/13/2025

Unlock Your Health With These TRICARE For Life Basics

FALLS CHURCH, VA, February 13, 2025 - As you age, it’s important to think about your future health needs. If you’re eligible for Medicare at age 65, TRICARE has you covered if you take the appropriate steps. Once you actively have Medicare Part A and Part B, you’re automatically enrolled in TRICARE For Life. TFL coverage allows you to get the care you need while minimizing out-of-pocket expenses.