Service-Disabled Veterans Insurance (S-DVI)

The Service-Disabled Veterans Insurance (S-DVI) program was established in 1951 to meet the insurance needs of certain Veterans with service-connected disabilities. Veterans may choose from a number of plans as well as term insurance that best meets their particular needs. Policies are issued for a maximum face amount of $10,000. Those who qualify for S-DVI and are granted a waiver of premium may be eligible for Supplemental S-DVI with a face amount of up to an additional $30,000.

S-DVI program stopped taking new applications on December 31, 2022.

The VA launched a new life insurance program in January 2023 called Veterans Affairs Life Insurance (VALife), which provides guaranteed acceptance whole life insurance coverage to Veterans age 80 and under, with any level of service-connected disability. Some Veterans age 81 and older may also be eligible.

Can I apply for VALife if I have S-DVI?

If you have S-DVI, you can apply for VALife. If you apply before December 31, 2025, you can keep S-DVI during the initial two-year enrollment period for VALife. Your S-DVI (including policies with premium waivers) will end when your full VALife coverage starts. You must pay premiums for both policies during the two-year waiting period.

If you apply for VALife on or after January 1, 2026, your S-DVI (including policies with premium waivers) will end the day we approve your VALife application. You will need to pay only VALife premiums during the two-year waiting period. But you will not have full coverage during this time.

Do I have to switch to VALife?

No, you may remain in the S-DVI program.

Note: VALife does not offer premium waivers. If you have a waiver for S-DVI premiums, your waiver will not transfer to VALife.

Benefits Facts

TSGLI

Servicemembers’ Group Life Insurance Traumatic Injury Protection (TSGLI) provides a one-time, lump-sum, tax-free payment to Wounded Warriors who qualify.

Benefits Facts

G.I. Bill

The Montgomery GI Bill (MGIB) provides up to 36 months of education benefits to eligible Service members and Veterans for programs such as: college, business, technical, or vocational school; apprenticeship / on-the-job training; correspondence courses; remedial, deficiency, and refresher training (in some cases); and flight training. You usually have 10 years to use your MGIB benefits, but the time limit can be fewer or more years depending on the situation.

Benefits Facts

DTAP

The Department of Defense Transition Assistance Program (DoD-TAP) provides information, access to important documents, and training to ensure Service members separating from Active Duty are prepared for their next step in life - whether pursuing additional education, finding a job in the public or private sector, or starting their own business. This redesigned TAP is the result of an interagency collaboration to offer separating Service members and their Spouses better, more easily accessible resources and information to make their transitions more successful.

Benefits Facts

Dual TRICARE and VA

When leaving active duty, Service members may be entitled to or eligible for benefits offered by TRICARE and Department of Veterans Affairs (VA), depending on whether the Service member retires or separates.

Benefits Facts

CRDP

Concurrent Retirement and Disability Pay is the gradual restoration of the retired pay currently being offset by VA disability pay.

Benefits Facts

ACS

Army Community Service helps Soldiers and Families by providing vital services and information during war and peace.

Benefits Facts

CYS

The Army Child and Youth Services (CYS) provides affordable childcare programs for Army Families. Costs are typically based on Family income. Programs range from daycare facilities to sports and fitness programs.

Benefits Facts

Deployment Support

Mobilization, Deployment and Stability Support Operations' mission is to provide training, information and assistance to Soldiers, Civilians and their Families to maintain individual readiness throughout the entire deployment cycle. Deployment and Mobilization provides guidance, resources and training for all; Soldiers, Civilians and their Families; to include parents, Soldier and Family Readiness Group (SFRG) members, Rear Detachment cadre and ACS/Reserve staff throughout the Army Deployment and Mobilization cycle. Whether supporting deploying units by providing pre-deployment information and material to Soldiers, Civilians and their Families; to providing reintegration and RESET training as they reconstitute their Family unit, the Mobilization and Deployment Team is there to provide support.

Benefits Facts

TSP

Benefits Facts

SCRA

The Servicemember’s Civil Relief Act provides Soldiers important rights that cover issues such as rental agreements, eviction, credit card and mortgage interest rates, and more.

Benefit News

Stay up to date

12/13/2024

DoD Releases 2025 Basic Allowance for Housing Rates

WASHINGTON, December 13, 2024 - The Department of Defense has released the 2025 Basic Allowance for Housing rates. Basic Allowance for Housing rates will increase an average of 5.4 percent when the new rates take effect on January 1, 2025. An estimated $29.2 billion will be paid to approximately one million Service members. While average BAH rates increased, different rental markets experienced different market trends, and the 2025 BAH rates reflect those geographic market condition differences.

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My Service Benefits Program to Deploy New Calculators

The Army’s My Service Benefits (MSB) Program falls under the Army G-1 Retirement Services Office in Arlington, Virginia. The purpose of the MSB Program is to provide military benefits information via websites, customized reports, and financial planning calculators for Service Members, Survivors, Veterans and their Families.