Financial Readiness Program (FRP)
The Army's Financial Readiness Program (FRP) is available at every installation. Army Community Service (ACS) FRP teaches Soldiers in both classroom training & individual counseling sessions, how to save and invest their money, how to establish savings goals, debt elimination strategies, and saving for emergencies. Through partnerships with non-profit corporations, many of these tools and resources are provided online for those geographically separated from an ACS office. Contact your local installation ACS center or Family Service Center for more information.
- Regular Army: Active Duty
- Regular Army: Retired
- Army National Guard: Active Duty Under Title 10 USC or Title 32 USC (Full-Time National Guard Duty)
- Army National Guard: State Active Duty
- Army National Guard: Drilling
- Army National Guard: Retired
- Army Reserve: Active Duty
- Army Reserve: Drilling
- Army Reserve: Retired
The return home from combat can often leave servicemembers feeling out of place with the most important people in their lives - their families.
"In deployment, Soldiers grow accustomed to a new lifestyle and a new 'family' - those buddies that bond together to defend each other," said Maj. Ken Williams, 14th Military Police Brigade chaplain. "This lifestyle change is prolonged and becomes familiar, i.e., the new normal."
The families also change while the Soldier is deployed.
"The family is a system," Williams said. "When one family member is absent, the whole system changes. All members of the family adapt to a new 'normal' way of life."
When the servicemember returns, the family may feel uncomfortable with each other, and the servicemember may withdraw from the family.