Servicemembers' Group Life Insurance (SGLI) is a life insurance program for service members provided by the Department of Veterans Affairs. It is one of a number of low cost insurance programs that were developed to provide insurance benefits for service members and Veterans who may not otherwise be eligible to receive insurance benefits from private companies due to risks involved in military service or a service connected disability. SGLI may be converted to Veterans Group Life Insurance (VGLI) after discharge or converted to a commercial policy after separation from the military.
- Regular Army: Active Duty
- Regular Army: Retired
- Army National Guard: Active Duty Under Title 10 USC or Title 32 USC (Full-Time National Guard Duty)
- Army National Guard: State Active Duty
- Army National Guard: Drilling
- Army National Guard: Retired
- Army Reserve: Active Duty
- Army Reserve: Drilling
- Army Reserve: Retired
The return home from combat can often leave servicemembers feeling out of place with the most important people in their lives - their families.
"In deployment, Soldiers grow accustomed to a new lifestyle and a new 'family' - those buddies that bond together to defend each other," said Maj. Ken Williams, 14th Military Police Brigade chaplain. "This lifestyle change is prolonged and becomes familiar, i.e., the new normal."
The families also change while the Soldier is deployed.
"The family is a system," Williams said. "When one family member is absent, the whole system changes. All members of the family adapt to a new 'normal' way of life."
When the servicemember returns, the family may feel uncomfortable with each other, and the servicemember may withdraw from the family.