Servicemembers Group Life Insurance (SGLI)
Benefit Fact Sheet
Retired Reserve Soldiers are not eligible for SGLI; however they are eligible to convert their full-time SGLI coverage to Veterans' Group Life Insurance (VGLI). Click here to see the VGLI fact sheet.
Retirees/separating Service members may be eligible for a free extension of the SGLI coverage they had while in service if, at the time of separation, they are covered under full-time SGLI and are totally disabled. They may apply for this SGLI Disability Extension Coverage, which can be extended for up to two years, or until the Service member is able to work, whichever comes first. Once the free coverage ends, the Service member will automatically be given VGLI for the same level of coverage carried under SGLI. Service members may apply by completing SGLV 8715, Disability Extension Application and must apply within two years from their separation date. Read more about the SGLI Disability Extension at http://benefits.va.gov/insurance/sglidisabled.asp .
A member of the Ready Reserves insured under SGLI who is being separated or released from drilling assignment is also eligible to convert full-time SGLI coverage to VGLI.
For more information, please visit the SGLI web pages maintained by the Department of Veterans Affairs:
SGLI Disability Extension: https://www.benefits.va.gov/INSURANCE/sglidisabled.asp
Accelerated Benefits Claim: https://www.benefits.va.gov/insurance/abo.asp
Service-Disabled Veterans Insurance: https://www.benefits.va.gov/insurance/s-dvi.asp
Service members' Group Life Insurance (SGLI) Forms:
SGLI/ VGLI Handbook: