Family Servicemembers' Group Life Insurance (FSGLI) is a program that provides term life insurance coverage to the spouses and dependent children of servicemembers' insured under service members Group Life Insurance (SGLI). The service member pays the premium for spousal coverage. Dependent children are insured at no cost. It provides up to a maximum of $100,000 of insurance coverage for spouses, not to exceed the service members SGLI amount, and $10,000 for dependent children.

Spouses and children of retired service members are not eligible for FSGLI.

Spouses covered under FSGLI at the time of the service member's retirement may convert their coverage to an individual policy of life insurance with a commercial company, selected from the Participating Companies listing, within 120 days following the date the service member's SGLI coverage ends. Spouses may convert at standard premium rates, without having to provide proof of good health. You can find more FSGLI conversion information at: https://benefits.va.gov/insurance/fsgli.asp

SGLI Online Enrollment System (SOES): SOES replaced the paper-based SGLI/ FSGLI enrollment, maintains elections and beneficiary information, and provides 24/7 self-service access to SGLI information. SGLI provides insurance coverage to eligible members of the active and reserve components. SOES centralizes SGLI/FSGLI data into one authoritative system capable of providing consistent SGLI/FSGLI information to members and their leadership. To access SOES, sign into the MilConnect portal at https://milconnect.dmdc.osd.mil/milconnect/

For more information, please visit the Life Insurance websites maintained by the Department of Veterans Affairs:

FSGLI: https://www.va.gov/life-insurance/options-eligibility/fsgli/

SGLI: https://www.va.gov/life-insurance/options-eligibility/sgli/

For additional information on FSGLI procedures, including actions affecting FSGLI, submitting death claims, and other information, please visit the FSGLI Procedures Guide: https://www.benefits.va.gov/insurance/docs/FSGLI_ProceduresGuide.pdf