Servicemembers Civil Relief Act (SCRA)
Benefit Fact Sheet
The Servicemembers' Civil Relief Act of 2003 (SCRA), formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940 (SSCRA), is a federal law that gives all military members some important rights as they enter active duty. It covers such issues as rental agreements, security deposits, prepaid rent, eviction, installment contracts, credit card interest rates, automobile leases, mortgage interest rates, mortgage foreclosure, civil judicial proceedings, and income tax payments. It also provides many important protections to military members while on active duty.
Retired Army Reservists are not eligible for the Servicemembers' Civil Relief Act.
Reservists and Family members with SCRA questions should contact their local Legal Assistance Office:
SCRA Consumer Compliance Handbook:
Department of Justice:
U.S. Code Chapter 50: Servicemembers Civil Relief: