Servicemembers Civil Relief Act (SCRA)
Benefit Fact Sheet
The Servicemembers' Civil Relief Act of 2003 (SCRA), formerly known as the Soldiers' and Sailors' Civil Relief Act of 1940 (SSCRA), is a federal law that gives all military members some important rights as they enter active duty. It covers such issues as rental agreements, security deposits, prepaid rent, eviction, installment contracts, credit card interest rates, automobile leases, mortgage interest rates, mortgage foreclosure, civil judicial proceedings, and income tax payments. It also provides many important protections to military members while on active duty.
Note: Servicemembers may give up some SCRA rights if they sign a waiver during or after their military service.
National Guard Servicemembers on drill status are not eligible for the Servicemembers' Civil Relief Act. National Guard Servicemembers in drilling status should check their state specific statues for similar protections.
Soldiers and Family members with SCRA questions should contact their local Legal Assistance Office:
SCRA Consumer Compliance Handbook:
Department of Justice:
U.S. Code Chapter 50: Servicemembers Civil Relief: