The Montgomery GI Bill (MGIB) provides up to 36 months of education benefits to eligible Service members and Veterans for programs such as: college, business, technical, or vocational school; apprenticeship / on-the-job training; correspondence courses; remedial, deficiency, and refresher training (in some cases); and flight training. You usually have 10 years to use your MGIB benefits, but the time limit can be fewer or more years depending on the situation.

You may qualify for additional entitlement under more than one education benefit

If you have two or more qualifying periods of active duty, you may now qualify for up to 48 months of entitlement. You must be eligible for benefits through the Post-9/11 GI Bill and either Montgomery GI Bill - Active Duty (MGIB-AD) or Montgomery GI Bill - Selected Reserve (MGIB-SR).

Note: Even if you gave up your right to use MGIB-AD or MGIB-SR benefits in the past (we call this “relinquishing” your benefits), you may now qualify to use some of that entitlement. 

To find out if you can use more than one education benefit, please visit: https://www.va.gov/education/about-gi-bill-benefits/montgomery-active-duty/#what-if-im-eligible-for-more-t

An Army National Guard Service member may be eligible for MGIB-SR, Chapter 1606, benefits if:

One of these must be true. You:

• Have a six-year service obligation (you agreed to serve six years) in the Selected Reserve, or
• Are an officer in the Selected Reserve and you agreed to serve six years in addition to your initial service obligation

Note: Your obligation must have started after June 30, 1985, or for some types of training after September 30, 1990.

And all of these must also be true. You:

• Complete your initial active duty for training (IADT), and
• Get a high school diploma or certificate of equal value, like a High School Equivalency Diploma or GED, before finishing IADT (Note: You can’t use 12 hours toward a college degree to meet this requirement), and
• Stay in good standing while serving in an active Selected Reserve unit

(Note: You’ll still be eligible if you’re discharged from Selected Reserve service due to a disability that was not caused by misconduct)

The benefits can be used until 14 years from the Service member's beginning date of eligibility or until the date they leave the Selected Reserve if eligibility for this program began on or after October 1, 1992. If eligibility began before October 1, 1992, ability to use this program ends 10 years from the Service member's beginning date of eligibility or on the date they leave the Selected Reserve. An exception to this rule is when a Service member is mobilized (recalled to active duty from reserve status) eligibility may be extended for the amount of time mobilized plus an additional four months.

If a Service member has been mobilized on or after 9/11/01 for at least 90 consecutive days, the Service member may be eligible for Chapter 1607 benefits. However, The National Defense Authorization Act of 2016 ended REAP on November 25, 2015. Some individuals will remain eligible for REAP benefits until November 25, 2019, while others are no longer eligible for REAP benefits.

A National Guard Service member called up to active duty under Title 32 U.S. Code (state authority), may be eligible for the MGIB-AD if the purpose of the duty is for organizing, administering, recruiting, instructing, or training the National Guard; and Service member serves on active duty for two years or more and does not decline the MGIB in writing.

Important: The Department of Defense (DoD) determines eligibility. The Veterans Affairs (VA) does not have the authority under the law to make or reverse eligibility determinations. The Department of Veterans Affairs (VA) recommends that all Service members file a claim for benefits to receive a formal decision on their eligibility.

The Montgomery GI Bill - Selected Reserve (MGIB-SR) provides up to 36 months of education benefits to eligible Service members. Generally, Service members have 14 years from the date they become eligible to use the benefits. If a Service member leaves, the Selected Reserves benefits end the day the Service member separates. An exception to this applies and Service members retain eligibility for MGIB-SR benefits for the full 14 year period if: 1) a Service member's Reserve or National Guard unit was deactivated, or a Service member was involuntarily separated from Reserve or National Guard service (such as a reduction in force), during the period October 1, 1991 through September 30, 1995; and/or October 1, 2007 to September 30, 2014 or 2) a Service member was discharged from Selected Reserve service due to a disability not caused by misconduct.

Education programs that qualify under the GI bill include:

• Attending classes that lead to a college degree like an Associates, Bachelor's, Master's or Doctorate Degree
• Vocational programs that lead to a degree or certificate
• Accredited independent study such as online or internet training
• Correspondence training (55% of approved costs)
• On-the job (OJT) or apprenticeship training - reimbursed at:
  • 75% of the fulltime GI Bill rate for the first six months of training
  • 55% for the second six months
  • 35% for the remainder of the training
  • Service member also receives a salary from employer
• Flight training - up to 60% of approved charges (must have private pilot license and valid medical certificate)
• Licensing & certification up to $2,000.00 per exam - pass or fail
• Entrepreneurship classes offered through the Small Business Development Center or the National Veterans Business Development Center
• High cost tech courses - up to 60% of the charges may be reimbursed
• Tuition Assistance: "Top-Up"

Payment Rates are based on a number of factors, including:

• Length of Service member's original enlistment
• Type of training taken
• Number of classes the Service member is enrolled in
• Participation in the GI Bill $600.00 buy-up program
• Participation in a college fund program
• Rates determined by Congress which usually change each fiscal year

Current Payment Rates:

For MGIB-SR rates effective October 1, 2024, to September 30, 2025, please visit: https://www.va.gov/education/benefit-rates/montgomery-selected-reserve-rates/

Veterans Affairs (VA) Notification:

• For colleges, vocational schools, independent study, flight, correspondence, and high-tech training, the school reports Service member's enrollment to the VA.
• For OJT and apprenticeship training, Service member's employer or union notifies the VA.
• For licensing & certification tests, Service member must report his enrollment and provide the VA with a receipt, his test results, and written permission for VA to view his records.
• For entrepreneurship classes the Small Business Development Center of the National Business Development Center will report Service member's enrollment to the VA.

How to Apply: Service members can apply online through the Veterans Affairs website or by filling out VA Form 22-1990, Application for Education Benefits. Service member's unit will provide DD Form 2384-1, Notice of Basic Eligibility, when Service member becomes eligible for the program and will code the eligibility into the Department of Defense personnel system so VA may verify.

Chapter 30 of Title 38, U.S. Code:
https://uscode.house.gov/view.xhtml?path=/prelim@title38/part3/chapter30&edition=prelim

For more information, please visit the GI Bill webpages maintained by Veterans Affairs:
https://www.va.gov/education/about-gi-bill-benefits/

Montgomery GI Bill - Active Duty:
https://www.va.gov/education/about-gi-bill-benefits/montgomery-active-duty/

Montgomery GI Bill – Active Duty Fact Sheet:
https://benefits.va.gov/BENEFITS/factsheets/education/ch30.pdf

Montgomery Gi Bill Active Duty (Chapter 30) Rates:
https://www.va.gov/education/benefit-rates/montgomery-active-duty-rates/

Montgomery GI Bill - Selected Reserve:
https://www.va.gov/education/about-gi-bill-benefits/montgomery-selected-reserve/

Montgomery GI Bill-Selected Reserve Fact Sheet:
https://benefits.va.gov/BENEFITS/factsheets/education/CH1606.pdf

Montgomery GI Bill-SR (Chapter 1606) Rates:
https://www.va.gov/education/benefit-rates/montgomery-selected-reserve-rates/

Post-9/11 GI Bill (Chapter 33):
https://www.va.gov/education/about-gi-bill-benefits/post-9-11/