Under the Federal Flexible Spending Account Program (FSAFEDS), a Health Care Flexible Spending Account (HCFSA) is offered to qualified service members as an option to set aside pretax earnings to help pay for health care costs.

A HCFSA is a pre-tax benefit account that is used to pay for eligible medical, dental, and vision care expenses - those not covered by your health care plan or elsewhere. HCFSA is a smart, simple way to save money while keeping you and your family healthy and protected. If you re-enroll in FSAFEDS during Open Season, you can carry over up to $660.00 remaining in your account from one plan year to the next, so there is no "use or lose" risk.

The Special Enrollment Period is from March 3 to March 31, 2025. During this Special Enrollment period you can contribute anywhere between $100 and $3,300 to your HCFSA. To enroll during this time, go to https://www.fsafeds.gov/, and follow these instructions:

1. Select “Qualifying Life Event” from the Enroll dropdown menu.
2. Select the QLE titled “Special Enrollment Period for Members of the Uniformed Services March 3-31.”
3. Enter the date you are enrolling as your QLE event date.
4. Follow the remaining instructions.

After March 31, eligible service members may only enroll in an HCFSA during Federal Benefits Open Season through FSAFEDS. However, there are some life circumstances, called QLEs, that allow you to change your election throughout the calendar year.

Note: Your TRICARE benefit is separate from an HCFSA. Just because you have TRICARE does not mean you are automatically enrolled in an HCFSA.