Cancellation of Federal Student Loans

Army National Guard: Retired

Benefit Fact Sheet


Cancellation of loans under the Federal Perkins Loan Program permits Soldiers on active duty in hostile fire or imminent danger pay areas to cancel up to 100% of their Federal Perkins Loans or National Direct Student Loans. This benefit does not apply to Stafford Loans or PLUS Loans.


Retired Army National Guard Soldiers are not eligible for Cancellation of Federal Student Loans. Only Soldiers in hostile fire or imminent danger pay areas for at least one year are eligible.

Additional Information

For more information on Perkins cancellations, please visit the Federal Student Aid Forgiveness, Cancellation and Discharge webpage maintained by the Department of Education:

Title 34 CFR 674.59 - Cancellation for military service:

Document Review Date: 03 November 2021