Family Servicemembers Group Life Insurance
Benefit Fact Sheet
Family Service members' Group Life Insurance (FSGLI) is a program that provides term life insurance coverage to the Spouses and dependent Children of Service members insured under Service members Group Life Insurance ( SGLI ). The Service member pays the premium for Spousal coverage. Dependent Children are insured at no cost. It provides up to a maximum of $100,000 of insurance coverage for Spouses, not to exceed the Service members SGLI amount, and $10,000 for dependent Children.
Note: If you are in the Army, Navy or Air Force, you no longer need to use the SGLV 8286A to apply for Spouse coverage. You can now apply for and manage your Spouse coverage under Servicemembers’ Group Life Insurance (SGLI) coverage using the SGLI Online Enrollment System (SOES). SOES allows Servicemembers with full-time SGLI coverage to make fast and easy changes to their life insurance coverage and beneficiary information at any time without completing a paper form or making a trip to their personnel office. To access SOES, sign into the MilConnect portal at https://milconnect.dmdc.osd.mil/milconnect/ .
Spouses and Children of retired Service members are not eligible for FSGLI.
Spouses covered under FSGLI at the time of the Service member's retirement may convert their coverage to an individual policy of life insurance with a commercial company, selected from the Participating Companies listing, within 120 days following the date the Service member's SGLI coverage ends. Spouses may convert at standard premium rates, without having to provide proof of good health. You can find more FSGLI conversion information at: https://benefits.va.gov/insurance/fsgli.asp
For more information, please visit the Life Insurance websites maintained by the Department of Veterans Affairs:
For additional information on FSGLI procedures, including actions affecting FSGLI, submitting death claims, and other information, please visit the FSGLI Procedures Guide: https://benefits.va.gov/INSURANCE/fsgli_guide_toc.asp