The U.S. Office of Personnel Management (OPM) is proud to welcome members of the uniformed services to the Federal Employees Dental and Vision Insurance Program (FEDVIP). Sponsored by OPM, FEDVIP is a voluntary, enrollee-pay-all dental and vision insurance program. It replaced the former TRICARE Retiree Dental Program (TRDP). In general, retired uniformed service members, their families, and survivors are eligible for FEDVIP dental coverage and, if enrolled in a TRICARE health plan, FEDVIP vision coverage. With 12 dental and 5 vision carriers to choose from, FEDVIP offers great flexibility when selecting the right coverage for you and your family.

BENEFEDS is the government-authorized and OPM sponsored enrollment portal that eligible participants use to enroll in FEDVIP. BENEFEDS includes a secure website and a call center. BENEFEDS administers the enrollment, plan change, and premium payment processes for FEDVIP. For claims information contact your dental or vision plan carrier.

BENEFEDS is administered by Long Term Care Partners, LLC, with oversight by OPM.

Army National Guard Service members are not eligible for dental coverage. However, family members are eligible to enroll in a FEDVIP vision plan, if enrolled in a TRICARE health plan.

The Federal Employees Dental and Vision Benefits Enhancement Act of 2004 provided the U.S. Office of Personnel Management (OPM) the opportunity to establish arrangements under which dental and vision benefits are made available to Federal employees, retirees, and their dependents.

This Program allows dental insurance and vision insurance to be purchased on a group basis which means competitive premiums and no pre-existing condition limitations for enrollment. Enrollment takes place during the annual Federal Benefits Open Season in November and December. Eligible participants can choose among 12 dental and 5 vision carriers.

Uniformed Service Members:

Upon retirement you are eligible to enroll in FEDVIP dental coverage and, if enrolled in a TRICARE health plan, FEDVIP vision coverage. You are considered newly eligible for the program and have 60 days from the date you became eligible (your retirement date) to enroll in a FEDVIP dental and/or vision plan.

If your family member enrolled in FEDVIP vision coverage while you were on active duty, they are no longer eligible as a primary enrollee upon your retirement. You or your family member must notify BENEFEDS and their coverage will be inactivated. You must then enroll in FEDVIP dental and/or vision coverage as a retired uniformed service member and add your eligible family members as dependents to your coverage.

Vision for Dependents while on Active Duty: FEDVIP vision plans provide comprehensive vision coverage, including routine eye exams and vision correction without a referral. Plans also include low vision exams; eyeglass frames and lenses, or contact lenses instead of glasses, at many eye doctor offices or optical retail stores. In addition, there are lens options such as shatter-resistant polycarbonate, scratch-resistant, anti-reflective, UV coatings, and tinted and progressive lenses, and discounts on laser eye surgery.

Select a FEDVIP vision carrier below to view its plan brochures, provider networks, and contact information.

National/International

• Aetna Vision Preferred
• Blue Cross Blue Shield FEP Vision
• The MetLife Federal Vision Plan
• United Healthcare Vision
• VSP Vision Care

FEDVIP Plan Comparison Tool: Research plans and premiums based on where you live. View up to three dental or vision plans side-by-side for easy comparison.

Paying for Coverage: Federal Employees Dental and Vision Insurance Program (FEDVIP), automatically sets up premium deductions or allotments with your pay provider to pay for your FEDVIP coverage. Federal employees pay premiums pre-tax, while all other enrollees pay premiums post-tax.

In instances where premiums cannot be automatically deducted or pay allotments allowed premiums can be paid through automatic bank withdrawal (ABW) or a direct bill.

To set up an allotment with the sponsor's pay provider to pay for your FEDVIP premiums post-tax submit a payroll authorization form, completed by the service member sponsor. You can download this form from your My BENEFEDS dashboard after you enroll.

Qualifying Life Events (QLEs): FEDVIP QLEs may be different from other federal benefit programs. The following QLEs allow members to enroll in, change, or cancel FEDVIP coverage outside of the annual Open Season. The actions you or your dependents may take depend on what type of QLE you have experienced:

Outside of open season it may be cancelled with a QLE. The time frame for requesting a QLE change is from 31 days before to 60 days after the event. Coverage may be canceled each year during Open Season and must be cancelled through BENEFEDS.

If cancelling due to a QLE, you must cancel your coverage within the timeframe that is permitted, otherwise it will automatically continue, and you will have to wait until Open Season.

Call BENEFEDS Customer Service at 1-877-888-3337 to cancel your coverage outside of open season.

BENEFEDS website:
https://www.benefeds.com/ 

Federal Benefits BENEFEDS FastFacts:
https://www.opm.gov/healthcare-insurance/fastfacts/benefeds.pdf