Retirement Services Program
Benefit Fact Sheet
The HQDA Retirement Services Program provides assistance to Soldiers and their Families preparing for and transitioning to retirement, Families of Soldiers who die on active duty and Retired Soldiers, surviving Spouses and their Families. Through a network of Retirement Services Officers (RSOs) at major Army installations, National Guard State Headquarters, and Army Reserve Readiness Divisions and Mission Support Commands worldwide, they: 1) provide counseling to these groups on their rights, benefits and entitlements, 2) assist with Survivor Benefit Plan (SBP) elections, 3) assist with Reserve Component Survivor Benefit Plan (RCSBP) elections and 4) keep the retiree population informed of law and benefit changes.
Post-retirement program services are available to all Retired Soldiers regardless of component, surviving Spouses, and their Families.
Major program components include:
Retiree Council Programs -The HQDA Retirement Services office administers the Chief of Staff, Army Retired Soldier Council; each installation RSO administers an Installation Retiree Council. The main objectives of the councils are to provide input to Army leadership on significant issues affecting the retired community and to help the Army communicate with the retired community across the Army.
Retiree Appreciation Days (RADs) -RADs are conducted by installation and Reserve Component (RC) RSOs to keep Retired Soldiers and their Families informed of rights, benefits, and privileges and to foster goodwill between the retired and active duty communities. RADs are conducted at least annually by major Army installations in CONUS and by garrisons in overseas command. Click here for current schedule. These will usually be publicized in Army Echoes and in local installation newsletters sent to the retired community in their area of operation.
Army Echoes and Installation Retiree Newsletters-The Army Retirement Services office publishes the Army Echoes newsletter three times per year to keep Retired Soldiers and Spouses in touch with the Army and inform them of their rights, benefits, and responsibilities. Army Echoes is sent electronically to all Retired Soldiers and SBP annuitants with an email address associated with their myPay accounts with the Defense Finance and Accounting Service (DFAS). Only those without an email address in myPay will receive the hardcopy edition of Army Echoes. Retired Soldiers and annuitants who have an email address associated with their myPay accounts.
Installation Retiree Newsletters are published by each major Army installation specific to their geographic area at least once per year.
Uniformed Services Former Spouses' Protection Act (USFSPA)-RSOs assist the servicing legal assistance office in their area in counseling active and Retired Soldiers, Spouses and former Spouses on this legislation with regard to former Spouse SBP and division of retired pay.
For more information about the services provided by the Army Retirement Services Program, please see the websites in the "Additional Information" section below.
For more information, visit the website maintained by the Department of the Army Soldier for Life at:
Retirement Services Program Army Regulation 600-8-7:
Army Retirement Service Officers:
For National Archives Military Records Request information: