Temporary Early Retirement Authority (TERA)

Army National Guard: Retired

Benefit Fact Sheet



The FY 2012 National Defense Authorization Act (NDAA), Public Law 112-81, enacted 31 December 2011, authorized the military services to offer early retirement to Soldiers who have completed at least 15 years of active service. This is a discretionary authority and not an entitlement. The Army has elected to use this limited program as part of a comprehensive force management strategy to shape the force. It does not apply to Soldiers of the Army National Guard or the U.S. Army Reserve.

Additional Information:

U.S. Public Law 112-81, Section 504, FY 2012 NDAA, 31 DEC 2011

U.S. Army ALARACT 281/2012, DTG R 091426Z OCT 12

Access the MyArmyBenefits calculator to calculate your retirement pay: http://myarmybenefits.us.army.mil/Home/Benefit_Calculators/Retirement.html

For more detailed information on retirement pay, please visit Army Retirement Services Office (RSO) at:

Army Human Resources Command web site:

Defense Finance and Accounting Service site at:


Document Review Date: 9 July 2015