TRICARE Retired Reserve (TRR)
Army Reserve: Retired
Benefit Fact Sheet
TRICARE Retired Reserve (TRR) is a premium-based, health plan available worldwide for purchase by qualified Retired Reserve members and their eligible Family members. TRR delivers the TRICARE Standard/Extra benefit to all covered individuals. This population of Guard and Reserve retirees is commonly referred to as "Gray-Area Retirees."
Retired Army Reserve Soldiers and their Family members or survivors may qualify to purchase TRICARE Retired Reserve if they are:
- Qualifed for non-regular retirement under 10 USC, Chapter 1223
- Under the age of 60
- Not eligible for, or enrolled in, the Federal Employees Health Benefits (FEHB) Program
Survivors of retired Reserve members may qualify if ALL of the following applies:
- The sponsor was covered by TRR on the date of his or her death
- They are immediate Family members of the deceased sponsor (spouses cannot have remarried)
- TRR coverage would begin before the date the deceased sponsor would have turned 60 years old.
Note: Survivor coverage is not affected by FEHB eligibility.
Retired Reservists ineligible for TRR may be eligible for TRICARE for Life.
Enrollment: Retired Guardsmen and Reservists may purchase TRICARE Retired Reserve (TRR) to begin in any month of the year. The application form must be postmarked or received no later than the last day of the month before coverage is to begin. If a Service member/Family member loses coverage under any other TRICARE health care plan and qualifies for TRR, they may purchase TRR with no break in coverage. The application must be received no later than 30 days after the loss of other TRICARE coverage. The effective date begins on the day of loss of prior TRICARE coverage.
Survivors of TRR sponsors may continue TRR coverage until the day the sponsor would have become eligible for retiree benefits (typically age 60). If survivors do not want TRR coverage, a written letter or form DD 2896-1 must be postmarked or received no later than 60 days after the date of the sponsor's death. Premiums will be refunded if there have been no claims for health care submitted during this 60-day period.
TRR follows TRICARE Reserve Select (TRS) procedures. Coverage is similar to TRICARE Standard and TRICARE Extra and is available overseas. Cost shares, deductibles, and catastrophic caps similarly follow TRICARE Standard/Extra that apply to active duty Family members for all individuals (including the Guard/Reserve member) covered under TRR.
Monthly premiums, payments above the TRICARE-allowable charge, and payments for non-covered services are not credited toward the TRR catastrophic cap.
|Status||Retirees, Retiree Family members, and Survivors|
|Deductibles||$150 individual or $300 Family|
Outpatient Cost Share
|Catastrophic Cap||$3,000 per Family per fiscal year|
|Civilian Inpatient Behavioral Health||
High Volume Hospitals: 25 percent of hospital per diem
|Type of Coverage||2012||2013|
|Member Only||$419.72 per month||$402.11 per month|
|Member and Family||$1024.43 per month||$969.10 per month|
Disenrollment: Members lose TRR eligibility when the sponsor turns 60, becomes eligible for FEHB Program coverage, or fails to pay. To voluntarily disenroll, TRR members must complete the Reserve Component Health Coverage Request form and print and mail to the regional/overseas contractor - available at: http://www.tricare.mil/Forms.aspx
For more information, visit the TRICARE Retired Reserve web site: http://www.tricare.mil/Welcome/Plans/TRR.aspx
Information for Guardsmen and Reservists: http://www.tricare.mil/~/media/Files/TRICARE/Publications/BrochuresFlyers/NGR_Choices_Brochure.ashx
TRICARE for Life: http://www.tricare.mil/Welcome/Plans/TFL
TRICARE Application: https://www.dmdc.osd.mil/appj/trs/
Document Review Date: 20 March 2013