Social Security Survivor Benefits
Regular Army: Active Duty
Benefit Fact Sheet
When a Soldier who has worked and paid Social Security taxes dies, certain members of their Family may be eligible for monthly benefits.
Generally, the Soldier must be either Fully Insured (up to ten years of work credit is needed to be eligible for benefits, depending on the person's age) or, Currently Insured (earned at least six work credits in the preceding 13 calendar quarters). Under a special rule, if a Soldier worked for only one and one-half years in the three years before the death, including civilian covered wages, benefits can be paid to minor Children and/or the Spouse who is caring for the Children. Former Spouses may qualify for survivor benefits if certain conditions are met.
In cases where the Soldier does not meet any of the above criteria, and the death was on active duty or active duty for training and is determined to be service-connected, a special gratuitous allowance is paid by the Department of Veterans Affairs (VA) under Title 38 U.S.C. 1312(a). The Social Security Administration certifies the benefit entitlement, eligible beneficiaries, and amounts payable.
Death benefits are provided for: (1) the surviving Spouse caring for the Soldier's dependent Children who are under age 16; (2) the surviving Spouse age 60 or older, or the surviving Spouse as early as age 50 if the surviving Spouse is disabled; (3) for eligible minor Children age 18 or under of an insured Soldier (up to age 19 if attending elementary or secondary school full time), or Children at any age who were disabled before age 22 and remain disabled, and (4) dependent parents age 62 or older. Benefits depend on the Family status of the deceased. The amount depends on the total work experience of the deceased and the amount of Federal Insurance Contributions Act (FICA) tax contributions made during that period.
Permanently reduced amounts are payable to a surviving Spouse as early as age 60. The combined surviving Spouse and Children's benefit is subject to a monthly Family Maximum.
For more information, please visit the Social Security Survivor Benefit webpage maintained by the Social Security Administration:
Social Security Survivors Benefits Fact Sheet:
Topic 751 - Social Security and Medicare Withholding Rates
Document Review Date: 28 May 2015