Servicemembers Group Life Insurance (SGLI)

Army National Guard: Retired

Benefit Fact Sheet



Servicemembers' Group Life Insurance (SGLI) is a life insurance program for Soldiers and their Family members provided by the Department of Veterans Affairs. It is one of a number of low cost insurance programs that were developed to provide insurance benefits for Soldiers and Veterans who may not otherwise be eligible to receive insurance benefits from private companies due to risks involved in military service or a service connected disability.


Retired National Guard Soldiers are not eligible for SGLI; however, they are eligible for optional conversion of their full-time SGLI coverage to Veterans' Group Life Insurance (VGLI). Click here to see the VGLI fact sheets

Retirees/separating Soldiers may be eligible for a free extension of the SGLI coverage they had while in service if, at the time of separation, they are covered under full-time SGLI and are totally disabled. They may apply for this SGLI Disability Extension Coverage, which can be extended for up to two years, or until the Soldier is able to work, whichever comes first. Once the free coverage ends, the Soldier will automatically be given VGLI for the same level of coverage carried under SGLI. Soldiers may apply by completing SGLV 8715, Disability Extension Application and must apply within two years from their separation date. Read more about the SGLI Disability Extension at

Additional Information:

For more information, please visit the SGLI web pages maintained by the Department of Veterans Affairs:


Servicemembers' Group Life Insurance (SGLI) Forms:

Document Review Date: 6 May 2015